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Micro Loans

Micro loan is a very small, short-term loan at low interest, especially to empower people of rural areas or self-employed person to fullfill their daily requirement .


1. Micro loan is a tool for empowerment of the poor people.
2. It is essentially used for promoting self employment.
3. It is not just a financing system ,but a tool for social change pecially for women.
4. It is a powerful instrument against poverty.

Key Principles

1. Micro loan is a powerful instrument against poverty.
2. Micro loan means building financial systems that serve the poor.
3. Financial sustainability is necessary to reach significant numbers of poor people.
4. The interest rate for micro loan is very low.

Eligibility Criteria

1. Age Limit: 18 – 65 years
2. Nominee Required
3. Guarantor required
4.Domicile Status: Own / Rented with Minimum 1 Year of stay
Note:Eligibility criteria may vary depending on geography to manage risk.

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