Our Products
Saving Account

IDS NIDHI LTD Saving account can be opened by depositing 250 to 5000. The saving account holder is allowed to withdraw money from the account as and when required. The interest which is given on saving accounts is sometime attractive, but often nominal. IDS NIDHI LTD offers this savings account facility to our tie-up housing society members where banking service/solution are not easy for senior citizen, ladies & others.

Super Saving Account
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The product is available at Metro and Urban areas as well as in rural area. It is very easy to operate & there is no any hidden cost in this account. Your deposits are insured by nidhi. It has option for money withdrawal by OTP which is received by the customer on their registered contact number. We also provide nomination for the account.

Saral Saving Account
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This account provides Simple deposit option available to the depositor. It is very easy to operate & there is no any hidden cost in this account. Your deposits are insured by nidhi. The withdrawal of money will be done through OTP which is received by the customer on their registered contact number. We also provide nomination for the account

Basic Saving Account
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This is simple basic account which can be opened by anyone without any frills / hidden charges etc.The withdrawal of money will be done through OTP which is received by the customer on their registered contact number.It is very easy to operate & there is no any hidden cost in this account. We also provide nomination for the account

Salary Account
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• IDS provide a special salary account with added benefits .Salary account provides exciting interest on credit balance account as per saving NIDHI a/c rules. This account does not require minimum balance in the account like others nidhi account.Your deposits are insured by nidhi. The withdrawal of money will be done through OTP. We also provide nomination for the account.

Pension account
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NIDHI staff pensioners are also eligible under this scheme .Overdraft facility in Savings NIDHI a/c up to a maximum of 1 months pension amount (net credit to SB a/c last month), if any MTS credit facility is not being availed by the pensioner. Your deposits are insured by nidhi. The withdrawal of money will be done through OTP. We also provide nomination for the account.

Joint Saving Account
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This account can be shared by two or more individuals. Any individual who is a member of the joint account perform transaction in this account. It is very easy to operate & there is no any hidden cost in this account.The withdrawal of money will be done through OTP which is received on customer registered contact number. We provide nomination facility.

info@idsnidhi.com IDS Nidhi Limited,Kalindi Kunj Delhi -110044